How it works
Three simple steps to get your loan.
Pledge Item
Bring or submit details of your item (e.g., phone, laptop). We evaluate its value quickly.
Get Cash
Receive your loan instantly via M-Pesa or cash. Weekly interest applies as shown below.
Redeem or Extend
Redeem your item within 1–4 weeks, or extend at 20% per extension period.
Interest Rates
Transparent weekly schedule. No hidden charges.
| Period | Rate |
|---|---|
| Week 1 | 10% |
| Week 2 | 20% |
| Week 3 | 30% |
| Week 4 | 40% |
| Extension | 20% |
Loan CalculatorSimple
Interest
KES 100
Total to Repay
KES 1,100
Note: You can extend your loan at 20% per extension period after week 4. Terms apply.
Why Choose Us
Built for students and youth on campus.
Low Risk
Collateral-based lending means fair evaluations and responsible borrowing.
Transparent Terms
Clear weekly rates and extension fees. Know exactly what you’ll repay.
Campus Agents
Friendly, trusted agents available on your campus to assist you.
Get in Touch
Have questions? Send us a message and we’ll respond shortly.
